Talk to a real,
licensed person

No phone tree, no lead-routing queue. Call or email and you'll reach Jonathan Sarver directly.

Contact details

Hill Country Mortgages

Office 231 Baldovino Skyway
Lakeway, TX 78738

Hours Monday–Friday, 9:00 AM – 6:00 PM CT
Evenings & weekends by appointment

Serving All 254 Texas counties

Licensing

Loan officerJonathan Sarver

NMLS ID#993872

CompanyGoRascal

Company NMLS#2072896

Licensed inTexas

Hill Country Mortgages, LLC is a DBA of GoRascal. Verify licensing at NMLS Consumer Access.

Prefer to start online?

Run your numbers first with our Texas-specific calculators — they use realistic local property tax rates instead of a national average.

What happens next

No obligation at any step, and nothing here affects your credit until you decide to move forward.

First

A conversation

We talk through your situation, timeline, and what you're trying to do. Usually fifteen minutes.

Then

Real numbers

A prequalification using actual local tax rates, so the figure you get is one you can shop with.

If it fits

Your options

We shop lenders and bring you the programs that work, with trade-offs explained plainly.