Local Texas Mortgage Broker · All 254 Counties

Texas home loans,
done the right way

From the Texas Hill Country to every corner of the state, we make financing your home simple — with straight answers from a licensed Texas loan officer who actually picks up the phone.

Jonathan Sarver · NMLS #993872 Company NMLS #2072896 Equal Housing Lender

Why Hill Country Mortgages

A Texas broker, not a call center

We know Texas

Texas has its own mortgage rules — from 50(a)(6) home equity law to county loan limits and property taxes. We live and lend here.

Real answers, fast

You work directly with a licensed loan officer. No phone trees, no getting passed around — just clear guidance when you need it.

Options, not one menu

As a broker we shop multiple lenders to fit your situation, instead of forcing you into a single bank's products.

Loan options

Find the loan that fits your life

Whatever you're buying and wherever you are in Texas, there's a loan built for it. Explore the options, or let us match you in one conversation.

Where we lend

All of Texas — rooted in the Hill Country

Licensed across the entire state, with deep local knowledge of the Austin metro and Hill Country markets we call home.

Jonathan Sarver, Licensed Mortgage Loan Officer, NMLS #993872

Meet your loan officer

Jonathan Sarver

Licensed Mortgage Loan Officer · NMLS #993872

When you call Hill Country Mortgages, you get me — a licensed Texas loan officer who treats your home financing like it matters, because it does. I'll walk you through your options in plain English, tell you honestly where you stand, and stay with you from the first question to closing day.

Whether you're buying your first place in Austin, refinancing in the Hill Country, or financing acreage out west, I'll help you find the right loan for the life you're building in Texas.

Talk to Jonathan

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Your Texas home is closer than you think

Get a personalized quote and pre-approval from a licensed Texas loan officer — free, with no obligation.

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This is not a commitment to lend. All loans subject to credit approval, income and asset verification, and property appraisal. Rates and terms vary and are not guaranteed.