Local Texas Mortgage Broker · All 254 Counties
From the Texas Hill Country to every corner of the state, we make financing your home simple — with straight answers from a licensed Texas loan officer who actually picks up the phone.
Why Hill Country Mortgages
Texas has its own mortgage rules — from 50(a)(6) home equity law to county loan limits and property taxes. We live and lend here.
You work directly with a licensed loan officer. No phone trees, no getting passed around — just clear guidance when you need it.
As a broker we shop multiple lenders to fit your situation, instead of forcing you into a single bank's products.
Loan options
Whatever you're buying and wherever you are in Texas, there's a loan built for it. Explore the options, or let us match you in one conversation.
Where we lend
Licensed across the entire state, with deep local knowledge of the Austin metro and Hill Country markets we call home.

Meet your loan officer
Jonathan Sarver
Licensed Mortgage Loan Officer · NMLS #993872
When you call Hill Country Mortgages, you get me — a licensed Texas loan officer who treats your home financing like it matters, because it does. I'll walk you through your options in plain English, tell you honestly where you stand, and stay with you from the first question to closing day.
Whether you're buying your first place in Austin, refinancing in the Hill Country, or financing acreage out west, I'll help you find the right loan for the life you're building in Texas.
Talk to JonathanReviews
Let's get started
Get a personalized quote and pre-approval from a licensed Texas loan officer — free, with no obligation.
Get my free quoteThis is not a commitment to lend. All loans subject to credit approval, income and asset verification, and property appraisal. Rates and terms vary and are not guaranteed.